Telephone: 01828 627 271

Ford Options

The benefits of Ford Options

  • Replace your Ford more often – giving you the best of safety, performance, design and economy every time you change your car
  • Reduce your risk – your Guaranteed Minimum Future Value (GMFV) protects you against unexpected falls in used car prices
  • Flexibility – at the end of the agreement you can Renew, Return or Retain your Ford (see below)


Choose from three options at the end of your agreement  

Option 1 – Renew your Ford With Ford Options, you can enjoy all of the benefits of a new car, more often. If you would like to renew your Ford you can trade it in at your Ford Dealer or sell it privately once you have settled your account. Any excess value over the GMFV can be used as a deposit towards your new Ford.


Option 2 – Return your Ford Your pre-agreed GMFV gives you protection against any unexpected fall in used car prices. If you would like to return your car, your Ford Dealer will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.


Option 3 – Retain your Ford Ford Options also gives you the flexibility to own the car at the end of the agreement. All you need to do is arrange payment of the GMFV, which was deducted at the start of your agreement, plus the purchase fee.

We'll contact you before the end of your Ford Options agreement to make sure you have plenty of time to decide which option is right for you.

Renewing your Ford before the end of your agreement With Ford Options, you're in complete control, with the flexibility to renew your Ford at any time during your agreement. Find out more about our current promotions. Your Ford Dealer will assist you with the process, including settlement of your outstanding balance on your behalf. Please remember, however, that the responsibility of settling the financial balance remains yours.

Getting a finance quote for your Ford is easy Get a personal instant finance quote for the model of your choice. Once you've created your personal finance quote you can also apply online for a decision within minutes.
Manage your account online As a Ford Credit customer you can access account services online. For example, you can request a call-back from our Customer Service Centre, change your bank account or address, or obtain a settlement figure.

Retail only. Finance subject to status. Guarantees may be required. Freepost Ford Credit.

Lamb and Gardiner Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 686258, Company number: SC231564, ICO ZA276051.  All finance is subject to status and income. Written quotation on request. We act as a credit broker not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. You will make no payment to us for the introduction to our panel of lenders, typically we may receive a commission from the lender if you decide to enter into an agreement with them. You may ask us for details of such payments.

We are committed to better supporting, and taking into account the needs of customers who make us aware that they are vulnerable (as per Financial Conduct Authority's definition).
It is our intention to provide a high level of service at all times. However if you have reason to make a complaint about our service you should contact Lamb and Gardiner Ltd, Blairgowrie, Perthshire, PH13 9AF. If we are unable to resolve your complaint satisfactorily, you may be entitled to refer the matter to the Financial Ombudsman Service (FOS). Further information is available by calling the FOS on 0845 080 1800 or at http://www.financial-ombudsman.org.uk